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The federal government ensure is valid to own 7 decades after home financing is applied for. The fresh system continues up until December 2022 which can be available thanks to several loan providers – along with Virgin Money, NatWest, HSBC, Santander, Lloyds, and you can Barclays. A good 5% deposit mortgage is a kind of shielded mortgage the place you merely pay 5% of your own full worth of the home.

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